1 Crore Health Insurance

To combat the ever-growing medical costs and provide quality healthcare, you can get a health insurance policy that provides as much as Rs 1 crore. This health insurance policy protects you against various medical expenses such as hospitalization, critical illness treatment expenses for significant surgery or daycare services, and many more. With health insurance to back you, secure knowing that as you look after your health, We'll cover your medical expenses. So, you'll be able to deal with any medical emergency without having to impact your savings for the rest of your life.

What is Covered

• Hospitalization (Including COVID-19)

Like every other health insurance policy, we will cover hospitalization costs due to illness and injuries in a seamless manner. It also covers treatments for COVID-19.

• Pre & Post Hospitalization

This means all of your pre-hospitalization expenses for up to 60 days preceding admission and post-hospitalization after-discharge expenses of up to 180 days are paid for, such as the cost of diagnostics, medicines, physiotherapy, consultations, etc.

• Unlimited Day Care Treatments

Medical advancements aid in wrapping essential procedures and treatments within under 24 hours. And you'll be surprised. We will cover that too.

• Free Preventive Health Check-Up

Prevention is always more effective than cure, so we provide a no-cost health check-up for 60 days after the policy is renewed.

• Road Ambulance

In an emergency, getting to the hospital on time is vital. Therefore, we've got you covered here. Covers the cost of ambulance transportation (within that same town).

• Home Healthcare

If your physician suggests that you get taken care of at your home and access medical facilities, we can also cover your hospitalization costs at home.

• Organ Donor Expenses

Receiving an organ can be life-saving. We pay for the surgical costs of removing a major organ from the donor's body when the insured person is the recipient.

• Alternative Treatments

Keep your faith in alternative treatments such as Ayurveda, Unani, Siddha, and Homeopathy remain in place because we pay hospitalization costs for AYUSH treatments too.

• Lifelong Renewability

Once our health insurance plan secures you, there is no turning back. The health insurance plan will cover medical expenses throughout your lifetime, with break-free renewals.

What is not Covered?

• Adventure Sport Injuries

Adventures can provide you with an adrenaline rush but when it is combined with accidents, they can be dangerous. This health insurance plan does not cover any accidents that happen during the sport of adventure.

• Self-Inflicted Injuries

If you happen to cause injury to yourself or others, unfortunately, This health insurance policy will not be able to pay for self-inflicted injuries.

• War

War is often devastating and inconvenient. This health insurance policy will not pay for any claim which is triggered by conflicts.

• Participation In Defense Operations

This health insurance policy does not cover injuries that occur during the time you are engaged in defense (Army/Navy/Air Force) actions.

• Congenital External Diseases, Defects Or Anomalies

due to congenital external conditions, defects, or anomalies not providing medical expenses incurred

• Treatment For Alcoholism & Drug Abuse

Treatment for alcoholism, drug or substance abuse, or any other addictive condition and the implications of it are not fully understood.

Multiple discounts

• Long-Term Discount

Don't settle for short-term coverage when you can pay more. Get a long-term plan to save up to 10%

• Family Discount

Enjoy a 10% discount when 2 or more family members purchase an individual sum insured basis.

• Fitness Discount

There are reward you for your continuous efforts to stay healthy and fit by offering a 10% discount on renewals.